Gateway BMED Fund
The Bergen Municipal (Gateway/BMED) Employee Benefits Fund was established in 1992 and serves governmental entities and school districts in Passaic, Bergen, Essex, Hudson, Union, and Middlesex Counties.
The Fund has an annual budget of $46 Million and contracts with Aetna (medical), Express Scripts (pharmacy) and Delta Dental of NJ (dental) to provide coverage for:
- 32 Member Entities
- 1,388 Employees
- 3,400 Member Lives
- 1.47% 5-Year Average Rate Increase
Passaic, Bergen, Hudson, Essex, Union, Middlesex Counties
Alpine*
Carlstadt*
Carlstadt BOE*
East Rutherford*
East Rutherford BOE*
Edgewater
Emerson*
Fairfield
Fort Lee*
Franklin Lakes
Garfield
Hillsdale*
Irvington
Lodi*
Maywood*
Mine Hill*
Montvale
Moonachie
North Arlington*
Oakland
Park Ridge
Ridgefield Park
Rochelle Park*
Rutherford
Saddle River
South Hackensack
Verona
Wallington
Wanaque Valley Regional S.A.*
Westwood
Woodcliff Lake
Wood-Ridge*
*Dental Only
Complete regulatory information is available on each HIF member website.