Gateway BMED Fund

The Bergen Municipal (Gateway/BMED) Employee Benefits Fund was established in 1992 and serves governmental entities and school districts in Passaic, Bergen, Essex, Hudson, Union, and Middlesex Counties.

The Fund has an annual budget of $42 Million and contracts with Aetna (medical), Express Scripts (pharmacy) and Delta Dental of NJ (dental) to provide coverage for:

  • 34 Public Entities
  • 1,948 Employees
  • 5,250 Member Lives
  • 1.49%¬† 5-Year Average Rate Increase

 Passaic, Bergen, Hudson, Essex, Union, Middlesex Counties

Alpine*
Barwood City
Carlstadt*
Carlstadt BOE*
East Rutherford*
East Rutherford BOE*
Edgewater
Emerson*
Fairfield BOE
Fanwood Township
Fort Lee*
Franklin Lakes
Garfield
Garwood City
Hillsdale*
Irvington
Lodi*
Maywood Borough*
Mine Hill*
Montvale
Moonachie
North Arlington*
Oakland
Park Ridge
Ridgefield Park
Rochelle Park*
Rutherford
Saddle River
South Hackensack
Verona
Wallington
Wanaque Valley Regional S.A.*
Westwood
Woodcliff Lake
Wood-Ridge*

*Dental Only 

Complete regulatory information is available on each HIF member website.