The largest non-state based health benefits pool in
New Jersey and one of the largest in the U.S.

New Jersey Health Insurance Fund (hi) is built on the simple and powerful idea of shared services—a pool allowing municipalities, schools, and other public entities to give choice and value for employees while delivering savings for members.

The Fund’s combined purchase strength delivers flexible, affordable, and customizable health benefits for tens of thousands of plan participants. Owned and governed by its members, the surpluses belong to them—not insurance companies.

Quick “hi” Fund Facts

  • Safe, stable, transparent service record
  • Eliminates insurance company profit
  • Streamlined claims management and data reporting
  • Emphasizes the health and wellness of members
  • Members make the rules and design flexible plans
  • Members can duplicate existing plans or customize plans based on specific needs

Click here to read about how the Funds were created 30-years ago, and click here to read how we have acheived the One Billion Dollar milestone!